Cloud-based payment application certification services 


With the success of Apple Pay and the large number of NFC smartphones on the market, NFC services have been launched worldwide. It has become crucial to check that each NFC mobile payment application offers the same customer journey on any NFC handset. Compatibility is key in providing a seamless NFC user experience to the consumer. In order to achieve this, the mobile payment application must function reliably with a wide range of established EMVCo infrastructures.

​Use FIME for certification

To guarantee cloud-based payment application compliance with their specifications, some payment schemes have defined certification processes. This certification is mandatory for any solution providers wishing to deploy such applications. In addition, certification is strongly recommended for issuers wishing to launch these services. FIME can help you with this certification: 

  • MasterCard Cloud Based Payment (MCBP) certification for mobile payment application

  • American Express ExpressPay HCE certification for mobile payment application

FIME makes preparing for formal certification painless

Once the profile is selected, FIME helps the issuer to prepare the required inputs for Card Personalization Validation (CPV) certification using the relevant profile. If needed, FIME can also provide a pre-approval service before final CPV certification.

FIME’s Profile Definition service aids compliance
Card personalization certification is a mandatory step in any EMV issuance, be it for an international payment scheme or a local debit scheme. It is often seen as a potential roadblock for issuers as what should be straightforward can quickly become time and budget consuming. There are many parties are involved in the production of an EMV plastic card, and any miscommunication between one party and another will lead to a change in the card personalization profile, unwanted card behaviors and maybe even to failing certification. FIME’s Profile Definition service will ensure that the card both passes certification and stays compatible with the original business requirements and issuer environment.


Key benefits

  • Fast application approval

  • Achieve total compliance in one stop

  • Get thorough analysis from our experts

  • Find a lab near you with 7 locations across the world, 13 languages spoken

  • Unparalleled expertise built from working on NFC projects since 2004

  • High test capacity and flexibility

  • ISO17025 accredited.

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